Dr hab. Damian Walczak
ORCID: 0000-0002-2986-9928
Professor at the Nicolaus Copernicus University in Toruń (NCU), works at the Department of Financial Management at the Nicolaus Copernicus University in Toruń, author ofover 100 scientific publications in the field of finance, mainly insurance. Member of the Advisory Scientific Committee to the Financial Ombudsman and a tax advisor.
DOI: 10.33226/0032-6186.2025.11.3
JEL: H55, H75, D02, G28