The aim of the study is to assess the level of consumer acceptance and expectations towards an alternative currency as a local medium of exchange. The study was conducted among residents of the Podkarpackie Province in the context of the possibility of implementing a local currency as a medium of exchange in this region. The hypothesis was that the implementation of a local currency should stimulate the economic development of the region more strongly by reducing transaction costs. Unfortunately, a survey conducted on a random sample of 250 people showed low interest among respondents in the use of local currency in transactions. The survey also revealed a low level of knowledge about new technologies and concerns about the security of a system based on blockchain technology. The study identified potential benefits of the new form of settlement, as well as barriers that may hinder the implementation of alternative currency settlements as an alternative to traditional financial systems.