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Dr hab. Wioletta Witoszko
ORCID: 0000-0002-4077-5703
Dr hab. Wioletta Witoszko, Assistant Professor at the Chair of Labor Law of the Faculty of Law at the University of Białystok, Coordinator at the Center of Judicial Practices at the Faculty of Law of the University of Białystok. Beside labor law, her didactic work and research interests concern the employment of uniformed service officers, social insurance and the labor market and problems of unemployment. The author of monographs: "Jednorazowe odszkodowanie z ubezpieczenia
DOI: 10.33226/0032-6186.2020.8.3
JEL: K31, H55

Accident insurance serves to protect the insured in the event of incapacity for work resulting from an accident at work or occupational disease or family members in the event of his death, which resulted in the loss of the source of income. So the question arises whether the title for accident insurance is related to the potential risk of insurance risk? The personal scope of accident insurance reveals that it covers not only various forms of work provision but also non-profit activities. However, in other situations, when the risk of accident at work or occupational disease occurs, then there is no accident insurance coverage.

Keywords: insurance obligation; insurance universality; risk of incapacity for work; accident at work

Dr hab. Wioletta Witoszko, Assistant Professor at the Chair of Labor Law of the Faculty of Law at the University of Białystok, Coordinator at the Center of Judicial Practices at the Faculty of Law of the University of Białystok. Beside labor law, her didactic work and research interests concern the employment of uniformed service officers, social insurance and the labor market and problems of unemployment. The author of monographs: "Jednorazowe odszkodowanie z ubezpieczenia wypadkowego" (One-time compensation from accident insurance) (Warszawa 2020), "Ochrona trwałości zatrudnienia funkcjonariuszy służb mundurowych oraz żołnierzy zawodowych" (Protection of employment durability of uniform service officers and professional soldiers) (Białystok 2019) and, as the co-author, "Odpowiedzialność w prawie pracy" (Liability in labor law) (Białystok 2018) and dozens of articles and glosses.