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Dr Iwona Piekunko-Mantiuk
ORCID: 0000-0003-1973-0700
Dr Iwona Piekunko-Mantiuk PhD —- doctor of economics, an assistant professor at the Faculty of Engineering Management of Bialystok University of Technology, specializes in business plan, business models, startup financing and financial investments. For over 20 years she has been experience as a postgraduate lecturer and expert/trainer of EU-funded programs and in capital and currency markets. She is an active stock exchange investor and forex market trader. Iwona Piekunko-Mantiuk is
DOI: 10.33226/1231-7853.2021.12.5
JEL: L26, M21

The aim of the article is to indicate in an organised and condensed way the non-repayable and unpaid sources of start-up funding in the Polish ecosystem, as well as the analysis of their accessibility. The research material has been based on data and information included in the publications and reports provided by the institutions supporting the development of start-ups and innovations (e.g. NCBR, PARP, PFR, Startup Poland), the Internet websites of public support systems (containing the competition regulations and documentation) together with numerous websites of private entities (containing program regulations and documentation). The analysis has been formed in respect of non-returnable forms of support, subjective and objective scope, along with the amount of funding. As a result the shortcomings of the non-repayable start-up funding system in Poland have been exposed.

Keywords: startup; financing sturtup's; startup ecosystem

Dr Iwona Piekunko-Mantiuk

PhD —- doctor of economics, an assistant professor at the Faculty of Engineering Management of Bialystok University of Technology, specializes in business plan, business models, startup financing and financial investments. For over 20 years she has been experience as a postgraduate lecturer and expert/trainer of EU-funded programs and in capital and currency markets. She is an active stock exchange investor and forex market trader. Iwona Piekunko-Mantiuk is an author of numerous publications on capital market analysis, forex market, forms of financing start up's.